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Person reviewing monthly payment plan with magnifying glass while building emergency funds
Posted infinance

Why Emergency Funds Feel Difficult to Build

You know you need one. Financial experts won't stop talking about it. Yet every time you try to set money aside for emergencies, life seems to have other plans. Building…
Continue Reading
Posted by Akash Shibu February 16, 2026
Person calculating affordable monthly payments while reviewing hidden total loan costs on calculator
Posted infinance

The Illusion of Affordable Monthly Payments

The salesperson slides the paper across the desk. "Just ₹18,000 a month," they say with a smile. It sounds manageable. Doable, even. But six months later, you're wondering why your…
Continue Reading
Posted by Akash Shibu February 13, 2026
Person checking bank balance after paying EMIs on time but still feeling financial stress
Posted infinance

Why Paying EMI’s On Time Still feels Stressful

You check your bank balance. The EMI is deducted. You're on time again. So why does it still feel heavy? Most people think the stress comes from missing payments. But…
Continue Reading
Posted by Akash Shibu February 11, 2026
Visual illustration of debt transitioning from financial tool to financial trap
Posted infinance

When Debt Stops Being a Tool and Starts Becoming a Trap

You took the loan for a good reason. Education, a vehicle for work, a medical emergency, maybe a business opportunity. It made sense at the time, and the monthly payment…
Continue Reading
Posted by Akash Shibu February 9, 2026
Diagram showing why financial planning often fails in real life situations
Posted infinance

Why Financial Planning Often Fail in Real Life

You sit down with your budget spreadsheet, full of motivation. You've calculated every expense, set ambitious savings goals, planned for emergencies. It feels good, feels responsible, feels like progress. Then…
Continue Reading
Posted by Akash Shibu February 6, 2026
Chart showing the hidden cost of small financial decisions compounding over time
Posted infinance

The Hidden Cost of Small Financial Decisions

You grab coffee on the way to work. You order lunch instead of packing it. You click "buy now" on a book you'll probably read someday. Each decision feels insignificant…
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Posted by Akash Shibu February 4, 2026
Person reviewing monthly payment plan with magnifying glass while building emergency funds
Posted infinance

Why Emergency Funds Feel Difficult to Build

You know you need one. Financial experts won't stop talking about it. Yet every time you try to set money aside for emergencies, life seems to have other plans. Building…
Posted by Akash Shibu February 16, 2026
Person calculating affordable monthly payments while reviewing hidden total loan costs on calculator
Posted infinance

The Illusion of Affordable Monthly Payments

The salesperson slides the paper across the desk. "Just ₹18,000 a month," they say with a smile. It sounds manageable. Doable, even. But six months later, you're wondering why your…
Posted by Akash Shibu February 13, 2026
Person checking bank balance after paying EMIs on time but still feeling financial stress
Posted infinance

Why Paying EMI’s On Time Still feels Stressful

You check your bank balance. The EMI is deducted. You're on time again. So why does it still feel heavy? Most people think the stress comes from missing payments. But…
Posted by Akash Shibu February 11, 2026
Visual illustration of debt transitioning from financial tool to financial trap
Posted infinance

When Debt Stops Being a Tool and Starts Becoming a Trap

You took the loan for a good reason. Education, a vehicle for work, a medical emergency, maybe a business opportunity. It made sense at the time, and the monthly payment…
Posted by Akash Shibu February 9, 2026
Diagram showing why financial planning often fails in real life situations
Posted infinance

Why Financial Planning Often Fail in Real Life

You sit down with your budget spreadsheet, full of motivation. You've calculated every expense, set ambitious savings goals, planned for emergencies. It feels good, feels responsible, feels like progress. Then…
Posted by Akash Shibu February 6, 2026

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  • Why Emergency Funds Feel Difficult to Build
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