The Plotline - Your Daily Dose of Finance, Education & Investment Trends in India

Person reviewing monthly budget decision with financial fear while examining payment plan with magnifying glass

How Financial Fear Shapes Everyday Decisions

You stand in the grocery store, debating between two brands. One costs less. The other is what you actually want. The difference is two dollars, yet the choice feels weighted…

Akash Shibu February 18, 2026

finance

Why Emergency Funds Feel Difficult to Build

You know you need one. Financial experts won't stop talking about it. Yet every time you try to set money aside for emergencies, life seems to have other plans. Building…

Akash Shibu February 16, 2026

finance

The Illusion of Affordable Monthly Payments

The salesperson slides the paper across the desk. "Just ₹18,000 a month," they say with a smile. It sounds manageable. Doable, even. But six months later, you're wondering why your…

Akash Shibu February 13, 2026

Person checking bank balance after paying EMIs on time but still feeling financial stress

finance

Why Paying EMI’s On Time Still feels Stressful

You check your bank balance. The EMI is deducted. You're on time again. So why does it still feel heavy? Most people think the stress comes from missing payments. But…

Akash Shibu February 11, 2026

Visual illustration of debt transitioning from financial tool to financial trap

finance

When Debt Stops Being a Tool and Starts Becoming a Trap

You took the loan for a good reason. Education, a vehicle for work, a medical emergency, maybe a business opportunity. It made sense at the time, and the monthly payment…

Akash Shibu February 9, 2026