The Plotline - Your Daily Dose of Finance, Education & Investment Trends in India

Visual illustration of debt transitioning from financial tool to financial trap

When Debt Stops Being a Tool and Starts Becoming a Trap

You took the loan for a good reason. Education, a vehicle for work, a medical emergency, maybe a business opportunity. It made sense at the time, and the monthly payment…

Akash Shibu February 9, 2026

Diagram showing why financial planning often fails in real life situations

finance

Why Financial Planning Often Fail in Real Life

You sit down with your budget spreadsheet, full of motivation. You've calculated every expense, set ambitious savings goals, planned for emergencies. It feels good, feels responsible, feels like progress. Then…

Akash Shibu February 6, 2026

finance

The Hidden Cost of Small Financial Decisions

You grab coffee on the way to work. You order lunch instead of packing it. You click "buy now" on a book you'll probably read someday. Each decision feels insignificant…

Akash Shibu February 4, 2026

Budget spreadsheet highlighting unpredictable monthly expenses despite stable income

finance

Why Monthly Expenses Feel Unpredictable Even With Stable Income

You check your bank account on the 25th. Again. The number is lower than you expected, even though your paycheck was the same as always. You didn't buy anything unusual.…

Akash Shibu February 2, 2026

finance

The Silent Money Habits That Keep People Financially Stressed

The Pattern You Can't See Is the One That Controls You You check your bank balance and feel that familiar knot in your stomach. Again. You're working hard. You're not…

Akash Shibu January 30, 2026