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Insurance

Insurance protects families from financial shocks, but buying it late can increase costs and limit coverage. Learn why timing matters more than price.

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Comparison chart showing term insurance versus savings plans coverage and returns over 20 years
Posted inInsurance

Term Insurance vs Savings Plans — What Actually Protects Families

Vikram was proud of himself. He'd just bought a "comprehensive life insurance plan" that would give his family ₹50 lakhs if something happened to him, AND he'd get all his…
Posted by Akash Shibu January 19, 2026
Family facing denied medical insurance claim, highlighting health insurance mistakes that lead to high hospital expenses.
Posted inInsurance

Health Insurance Mistakes That Cost Families Lakhs

Rajesh thought he was being smart. He'd compared policies online, chosen the cheapest one with decent coverage, and felt proud of saving ₹8,000 on annual premiums. Then his wife needed…
Posted by Akash Shibu January 16, 2026
Split image showing a man unprepared during a flood marked “Before” and the same man signing an insurance policy marked “After – Too Late,” illustrating why most people buy insurance only after a crisis.
Posted inInsurance

Why Most People Buy Insurance Too Late

There's a moment—usually around 2 AM in a hospital waiting room, or right after the fender bender, or the day the diagnosis comes back—when it hits you: "I should have…
Posted by Akash Shibu January 14, 2026
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