personal finance India Archives

Why Saving Money Feels Harder Today Than It Did 10 Years Ago

You're earning more than you did five years ago. Maybe even double. Yet somehow, saving money feels harder today than it ever has before. You're not imagining it. And you're…

Akash Shibu January 28, 2026

Beginner investor overwhelmed by market charts, showing why many new investors lose money due to mindset and expectations.

finance

Why Most Beginners Lose Money Trying to Invest Smartly

The Paradox That Costs New Investors Thousands Here's the irony: Sarah spent three months researching stocks, reading investment newsletters, and watching finance YouTubers before making her first trade. Mike threw…

Akash Shibu January 21, 2026

Insurance

Health Insurance Mistakes That Cost Families Lakhs

Rajesh thought he was being smart. He'd compared policies online, chosen the cheapest one with decent coverage, and felt proud of saving ₹8,000 on annual premiums. Then his wife needed…

Akash Shibu January 16, 2026

Young salaried professional sitting with a laptop and notebook, thinking about money decisions and financial mistakes in their 20s.

finance

The Biggest Money Mistake Salaried People Make in Their 20s

Most salaried people believe their real money problems will begin later —when salaries are higher, families are bigger, and responsibilities are heavier. But the truth is far less dramatic. For…

Akash Shibu January 4, 2026

llustration showing a middle-class family with rising income on one side and rising living costs on the other, highlighting how higher earnings don’t always lead to financial security.

finance

Why Earning More Money Hasn’t Made Middle-Class Families Richer

Higher income on one side, rising living costs on the other — the reality behind middle-class financial stress. Ten years ago, earning ₹50,000 a month felt like stability.Today, even families…

Akash Shibu January 3, 2026