Posted inInsurance
Why Most People Buy Insurance Too Late
There's a moment—usually around 2 AM in a hospital waiting room, or right after the fender bender, or the day the diagnosis comes back—when it hits you: "I should have…
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The Truth About Credit Scores Nobody Explains Clearly
You know that three-digit number that somehow decides whether you can buy a house, lease a car, or even get approved for a decent apartment? Yeah, that one. Let's talk…
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Credit Cards Aren’t Bad — But Most People Use Them Wrong
The first time you use a credit card, it feels empowering. You swipe.The payment goes through.No money leaves your account immediately. It feels smooth. Effortless. Almost invisible. That’s why credit…
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Why EMIs Feel Affordable but Secretly Kill Your Savings
The EMI message always sounds reassuring. “Just ₹7,999 per month.”“Less than what you spend on coffee.”“Easily manageable with your salary.” You look at your bank balance, do some quick math,…
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Why Earning More Money Hasn’t Made Middle-Class Families Richer
Higher income on one side, rising living costs on the other — the reality behind middle-class financial stress. Ten years ago, earning ₹50,000 a month felt like stability.Today, even families…