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Silent money habits that keep people financially stressed
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The Silent Money Habits That Keep People Financially Stressed

The Pattern You Can't See Is the One That Controls You You check your bank balance and feel that familiar knot in your stomach. Again. You're working hard. You're not…
Posted by Akash Shibu January 30, 2026
Why saving money feels harder today than it did 10 years ago
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Why Saving Money Feels Harder Today Than It Did 10 Years Ago

You're earning more than you did five years ago. Maybe even double. Yet somehow, saving money feels harder today than it ever has before. You're not imagining it. And you're…
Posted by Akash Shibu January 28, 2026
Financial freedom for middle-class Indians - family planning budget
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What Financial Freedom Really Looks Like for Middle-Class Indians

The ₹45 Lakh Question That Changes Everything Priya earns ₹8 lakhs a year as a software engineer in Pune. Her Instagram feed shows influencers calling themselves "financially free" at 25…
Posted by Akash Shibu January 26, 2026
Graph showing mutual funds performance over time with ups and downs
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Mutual Funds Don’t Fail People — Expectations Do

The $50,000 Question Nobody Wants to Answer Rachel invested $10,000 in a mutual fund in January. By December, it was worth $11,200. She was furious. Her colleague Tom put the…
Posted by Akash Shibu January 23, 2026
Beginner investor overwhelmed by market charts, showing why many new investors lose money due to mindset and expectations.
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Why Most Beginners Lose Money Trying to Invest Smartly

The Paradox That Costs New Investors Thousands Here's the irony: Sarah spent three months researching stocks, reading investment newsletters, and watching finance YouTubers before making her first trade. Mike threw…
Posted by Akash Shibu January 21, 2026

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