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EMI impact

Home » EMI impact

Person reviewing monthly payment plan with magnifying glass while building emergency funds
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Why Emergency Funds Feel Difficult to Build

You know you need one. Financial experts won't stop talking about it. Yet every time you try to set money aside for emergencies, life seems to have other plans. Building…
Posted by Akash Shibu February 16, 2026
Person checking bank balance after paying EMIs on time but still feeling financial stress
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Why Paying EMI’s On Time Still feels Stressful

You check your bank balance. The EMI is deducted. You're on time again. So why does it still feel heavy? Most people think the stress comes from missing payments. But…
Posted by Akash Shibu February 11, 2026
Person holding a credit card and a phone showing monthly EMI payment, with coins on a table and a piggy bank symbol representing debt and savings loss.
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Why EMIs Feel Affordable but Secretly Kill Your Savings

The EMI message always sounds reassuring. “Just ₹7,999 per month.”“Less than what you spend on coffee.”“Easily manageable with your salary.” You look at your bank balance, do some quick math,…
Posted by Akash Shibu January 7, 2026
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