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Person calculating affordable monthly payments while reviewing hidden total loan costs on calculator
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The Illusion of Affordable Monthly Payments

The salesperson slides the paper across the desk. "Just ₹18,000 a month," they say with a smile. It sounds manageable. Doable, even. But six months later, you're wondering why your…
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Posted by Akash Shibu February 13, 2026
Person checking bank balance after paying EMIs on time but still feeling financial stress
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Why Paying EMI’s On Time Still feels Stressful

You check your bank balance. The EMI is deducted. You're on time again. So why does it still feel heavy? Most people think the stress comes from missing payments. But…
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Posted by Akash Shibu February 11, 2026
Visual illustration of debt transitioning from financial tool to financial trap
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When Debt Stops Being a Tool and Starts Becoming a Trap

You took the loan for a good reason. Education, a vehicle for work, a medical emergency, maybe a business opportunity. It made sense at the time, and the monthly payment…
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Posted by Akash Shibu February 9, 2026
Diagram showing why financial planning often fails in real life situations
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Why Financial Planning Often Fail in Real Life

You sit down with your budget spreadsheet, full of motivation. You've calculated every expense, set ambitious savings goals, planned for emergencies. It feels good, feels responsible, feels like progress. Then…
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Posted by Akash Shibu February 6, 2026
Chart showing the hidden cost of small financial decisions compounding over time
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The Hidden Cost of Small Financial Decisions

You grab coffee on the way to work. You order lunch instead of packing it. You click "buy now" on a book you'll probably read someday. Each decision feels insignificant…
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Posted by Akash Shibu February 4, 2026
Budget spreadsheet highlighting unpredictable monthly expenses despite stable income
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Why Monthly Expenses Feel Unpredictable Even With Stable Income

You check your bank account on the 25th. Again. The number is lower than you expected, even though your paycheck was the same as always. You didn't buy anything unusual.…
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Posted by Akash Shibu February 2, 2026
"Students studying Finance in MBA classroom environment" "Finance in MBA course structure and career roadmap infographic" "Top MBA finance subjects and specializations explained visually" "Career opportunities after completing Finance in MBA program" "Overview of MBA Finance curriculum with real-world applications"
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What Is MBA in Finance? Your Complete Career Guide 2026

Sitting in his cubicle at 11 PM, staring at another Excel spreadsheet, Arjun had a thought that would change his life: "There has to be more than this." He had…
Posted by Akash Shibu July 8, 2023

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