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credit card habits that affect everyday spending decisions
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Credit Cards Aren’t Bad — But Most People Use Them Wrong

The first time you use a credit card, it feels empowering. You swipe.The payment goes through.No money leaves your account immediately. It feels smooth. Effortless. Almost invisible. That’s why credit…
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Posted by Akash Shibu January 9, 2026
Person holding a credit card and a phone showing monthly EMI payment, with coins on a table and a piggy bank symbol representing debt and savings loss.
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Why EMIs Feel Affordable but Secretly Kill Your Savings

The EMI message always sounds reassuring. “Just ₹7,999 per month.”“Less than what you spend on coffee.”“Easily manageable with your salary.” You look at your bank balance, do some quick math,…
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Posted by Akash Shibu January 7, 2026
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Why budgeting apps don’t fix money problems (and what actually does)

Budgeting apps promise control, clarity, and better money habits, yet many people still struggle with the same financial problems month after month. You download a budgeting app with good intentions.You…
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Posted by Akash Shibu January 5, 2026
Young salaried professional sitting with a laptop and notebook, thinking about money decisions and financial mistakes in their 20s.
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The Biggest Money Mistake Salaried People Make in Their 20s

Most salaried people believe their real money problems will begin later —when salaries are higher, families are bigger, and responsibilities are heavier. But the truth is far less dramatic. For…
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Posted by Akash Shibu January 4, 2026
llustration showing a middle-class family with rising income on one side and rising living costs on the other, highlighting how higher earnings don’t always lead to financial security.
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Why Earning More Money Hasn’t Made Middle-Class Families Richer

Higher income on one side, rising living costs on the other — the reality behind middle-class financial stress. Ten years ago, earning ₹50,000 a month felt like stability.Today, even families…
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Posted by Akash Shibu January 3, 2026
infographic showing the 3 key forces driving business change in 2025
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3 Game-Changing Forces Powering Exceptional Business Success in 2026

Business transformation isn't just a temporary trend in the corporate world—it's a key part of growing in 2025. Companies today can't afford to stay the same. To stay relevant and…
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Posted by Akash Shibu August 3, 2025
"Students studying Finance in MBA classroom environment" "Finance in MBA course structure and career roadmap infographic" "Top MBA finance subjects and specializations explained visually" "Career opportunities after completing Finance in MBA program" "Overview of MBA Finance curriculum with real-world applications"
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What Is MBA in Finance? A Beginner-Friendly Guide

    1. Introduction to Finance in MBA Finance in MBA is one of the most popular and rewarding specializations for business students today. Whether you're aiming for a career…
Posted by Akash Shibu July 8, 2023

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Credit Cards Aren’t Bad — But Most People Use Them Wrong

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