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credit card habits that affect everyday spending decisions
Posted infinance

Credit Cards Aren’t Bad — But Most People Use Them Wrong

The first time you use a credit card, it feels empowering. You swipe.The payment goes through.No money leaves your account immediately. It feels smooth. Effortless. Almost invisible. That’s why credit…
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Posted by Akash Shibu January 9, 2026
Person holding a credit card and a phone showing monthly EMI payment, with coins on a table and a piggy bank symbol representing debt and savings loss.
Posted infinance

Why EMIs Feel Affordable but Secretly Kill Your Savings

The EMI message always sounds reassuring. “Just ₹7,999 per month.”“Less than what you spend on coffee.”“Easily manageable with your salary.” You look at your bank balance, do some quick math,…
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Posted by Akash Shibu January 7, 2026
Posted infinance

Why budgeting apps don’t fix money problems (and what actually does)

Budgeting apps promise control, clarity, and better money habits, yet many people still struggle with the same financial problems month after month. You download a budgeting app with good intentions.You…
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Posted by Akash Shibu January 5, 2026
Young salaried professional sitting with a laptop and notebook, thinking about money decisions and financial mistakes in their 20s.
Posted infinance

The Biggest Money Mistake Salaried People Make in Their 20s

Most salaried people believe their real money problems will begin later —when salaries are higher, families are bigger, and responsibilities are heavier. But the truth is far less dramatic. For…
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Posted by Akash Shibu January 4, 2026
llustration showing a middle-class family with rising income on one side and rising living costs on the other, highlighting how higher earnings don’t always lead to financial security.
Posted infinance

Why Earning More Money Hasn’t Made Middle-Class Families Richer

Higher income on one side, rising living costs on the other — the reality behind middle-class financial stress. Ten years ago, earning ₹50,000 a month felt like stability.Today, even families…
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Posted by Akash Shibu January 3, 2026
infographic showing the 3 key forces driving business change in 2025
Posted infinance Latest Post

3 Game-Changing Forces Powering Exceptional Business Success in 2026

Business transformation isn't just a temporary trend in the corporate world—it's a key part of growing in 2025. Companies today can't afford to stay the same. To stay relevant and…
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Posted by Akash Shibu August 3, 2025
Visual representation of stock market myths being debunked, with charts, headlines, and investor reactions
Posted instock market

Stock Market Myths Debunked: Separating Fact from Fiction

unravel the truth behind common stock market myths in this guide on "Stock Market Myths Debunked: Separating Fact from Fiction." Get expert insights and gain a clear understanding of how…
Posted by Akash Shibu July 20, 2023
Illustration of financial markets showing stock charts, investors, and global market connections
Posted infinance

Financial Markets: Key Functions and Types Explained

Financial markets play a crucial role in the global economy, facilitating the flow of funds between borrowers and lenders, investors and companies, and individuals and governments. These markets serve as…
Posted by Akash Shibu July 14, 2023
Corporate office building representing business infrastructure and financial management
Posted infinance

Top Corporate Finance Decisions That Drive Company Performance

Introduction In the world of business, effective financial management plays a critical role in the success and growth of companies. Corporate finance encompasses a range of financial decisions and strategies…
Posted by Akash Shibu July 13, 2023
llustration showing the challenges of behavioral finance, including reliance on retrospective analysis and the possibility that individual investor biases may offset each other, complicating market predictions.
Posted infinance

Behavioral Finance: How Psychology Affects Investment Decisions

Introduction In the world of finance, understanding the factors that drive investment decisions and influence financial markets is crucial. While traditional finance theories assume that individuals make rational choices, behavioral…
Posted by Akash Shibu July 12, 2023
Personal Finance: A Complete Guide to Mastering Your Money
Posted infinance

Personal Finance: A Complete Guide to Mastering Your Money

  Introduction In today's fast-paced world, managing personal finances has become more important than ever. Whether you're a young professional starting your career or someone preparing for retirement, having a…
Posted by Akash Shibu July 11, 2023

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Credit Cards Aren’t Bad — But Most People Use Them Wrong

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