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Person planning long-term financial stability with savings and investments chart
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Why Most People Get Wrong About Long Term Financial Stability

Ask ten people what creates long-term financial stability, and you'll likely get ten different answers. Some will talk about saving aggressively. Others will mention investments or eliminating debt. A few…
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Posted by Akash Shibu February 23, 2026
Person reviewing monthly budget showing how financial security feels different at various life stages
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Why Financial Security Feels Different at Every Age

At twenty-five, financial security might mean having enough in your account to cover rent without anxiety. At forty, it could mean knowing your job is stable and your kids' needs…
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Posted by Akash Shibu February 20, 2026
Person reviewing monthly budget decision with financial fear while examining payment plan with magnifying glass
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How Financial Fear Shapes Everyday Decisions

You stand in the grocery store, debating between two brands. One costs less. The other is what you actually want. The difference is two dollars, yet the choice feels weighted…
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Posted by Akash Shibu February 18, 2026
Person reviewing monthly payment plan with magnifying glass while building emergency funds
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Why Emergency Funds Feel Difficult to Build

You know you need one. Financial experts won't stop talking about it. Yet every time you try to set money aside for emergencies, life seems to have other plans. Building…
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Posted by Akash Shibu February 16, 2026
Person calculating affordable monthly payments while reviewing hidden total loan costs on calculator
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The Illusion of Affordable Monthly Payments

The salesperson slides the paper across the desk. "Just ₹18,000 a month," they say with a smile. It sounds manageable. Doable, even. But six months later, you're wondering why your…
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Posted by Akash Shibu February 13, 2026
Person checking bank balance after paying EMIs on time but still feeling financial stress
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Why Paying EMI’s On Time Still feels Stressful

You check your bank balance. The EMI is deducted. You're on time again. So why does it still feel heavy? Most people think the stress comes from missing payments. But…
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Posted by Akash Shibu February 11, 2026
Person checking bank balance after paying EMIs on time but still feeling financial stress
Posted infinance

Why Paying EMI’s On Time Still feels Stressful

You check your bank balance. The EMI is deducted. You're on time again. So why does it still feel heavy? Most people think the stress comes from missing payments. But…
Posted by Akash Shibu February 11, 2026
Visual illustration of debt transitioning from financial tool to financial trap
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When Debt Stops Being a Tool and Starts Becoming a Trap

You took the loan for a good reason. Education, a vehicle for work, a medical emergency, maybe a business opportunity. It made sense at the time, and the monthly payment…
Posted by Akash Shibu February 9, 2026
Diagram showing why financial planning often fails in real life situations
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Why Financial Planning Often Fail in Real Life

You sit down with your budget spreadsheet, full of motivation. You've calculated every expense, set ambitious savings goals, planned for emergencies. It feels good, feels responsible, feels like progress. Then…
Posted by Akash Shibu February 6, 2026
Chart showing the hidden cost of small financial decisions compounding over time
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The Hidden Cost of Small Financial Decisions

You grab coffee on the way to work. You order lunch instead of packing it. You click "buy now" on a book you'll probably read someday. Each decision feels insignificant…
Posted by Akash Shibu February 4, 2026
Budget spreadsheet highlighting unpredictable monthly expenses despite stable income
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Why Monthly Expenses Feel Unpredictable Even With Stable Income

You check your bank account on the 25th. Again. The number is lower than you expected, even though your paycheck was the same as always. You didn't buy anything unusual.…
Posted by Akash Shibu February 2, 2026

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  • Why Most People Get Wrong About Long Term Financial Stability
  • Why Financial Security Feels Different at Every Age

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