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Posts by Akash Shibu

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About Akash Shibu
Akash K Shibu writes about personal finance, insurance, credit behaviour, and everyday money decisions that affect middle-class families and young professionals in India. His work focuses on explaining complex financial topics in a clear, honest, and practical way—without hype, shortcuts, or sales pressure. Rather than offering financial advice, he aims to help readers understand how money systems work, why common mistakes happen, and how better awareness leads to smarter long-term decisions. His writing is grounded in real-life observations, behavioural patterns, and publicly available financial information. All content published on theplotlinee.link is for educational purposes only and is intended to improve financial literacy and awareness.
Why budgeting apps don’t fix money problems (and what actually does)
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Why budgeting apps don’t fix money problems (and what actually does)

Budgeting apps promise control, clarity, and better money habits, yet many people still struggle with the same financial problems month after month. You download a budgeting app with good intentions.You…
Posted by Akash Shibu January 5, 2026
Young salaried professional sitting with a laptop and notebook, thinking about money decisions and financial mistakes in their 20s.
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The Biggest Money Mistake Salaried People Make in Their 20s

Most salaried people believe their real money problems will begin later —when salaries are higher, families are bigger, and responsibilities are heavier. But the truth is far less dramatic. For…
Posted by Akash Shibu January 4, 2026
llustration showing a middle-class family with rising income on one side and rising living costs on the other, highlighting how higher earnings don’t always lead to financial security.
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Why Earning More Money Hasn’t Made Middle-Class Families Richer

Higher income on one side, rising living costs on the other — the reality behind middle-class financial stress. Ten years ago, earning ₹50,000 a month felt like stability.Today, even families…
Posted by Akash Shibu January 3, 2026
infographic showing the 3 key forces driving business change in 2025
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3 Game-Changing Forces Powering Exceptional Business Success in 2026

Business transformation isn't just a temporary trend in the corporate world—it's a key part of growing in 2025. Companies today can't afford to stay the same. To stay relevant and…
Posted by Akash Shibu August 3, 2025
Personal Loan For New Employees: Key factors to check before borrowing
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Personal Loan For New Employees: Key factors to check before borrowing

Personal Loan Solutions Tailored for New Employees – Start Your Journey Today! Getting a personal loan for new employees can feel difficult, especially for those just beginning their careers. This guide outlines…
Posted by Akash Shibu July 4, 2025

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  • Why Saving Money Feels Harder Today Than It Did 10 Years Ago
  • What Financial Freedom Really Looks Like for Middle-Class Indians

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